Cosmos Pay— View project (opens in a new tab)
Payment gateway for LATAM
Payments infrastructure for developers: payment intents, webhooks, stablecoins and fiat ramps, settling in seconds for fractions of a cent.
Emanuel GuzmanRoles: Full Stack Developer, Product Manager, Blockchain Developer, Founder · Cosmos, CEO · CloudyCoding
I'm Emanuel Guzman. I design and build custom software, payment integrations and blockchain products for companies and startups across Latin America — from diagnosis to production, working directly with you.

About
I'm a full stack developer and the founder of Cosmos, an ecosystem connecting payments, commerce and blockchain across Latin America. Today I'm focused on Cosmos Pay: an interoperable payment gateway that works in local currencies with native USDC.
I believe good technology isn't just the kind that works — it's the kind people understand, can integrate easily, and that solves a real problem.
import { Client, Assets } from '@cosmosapp/pay_sdk';
const client = new Client({
apiKey: process.env.COSMOS_PAY_API_KEY,
});
// Charge in USDC on Stellar
const pay = await client.paymentIntents.createPay({
destination: 'GCAL…7AOO',
amount: '25',
asset: Assets.USDC,
});
pay.uri; // settled in ~5 sServices
Tailored solutions for companies and startups that want to launch fast, get paid better and scale without technical debt.
Web platforms, dashboards, APIs and backends built around your operation, production-ready and made to scale.
I want this: Custom softwareGet paid through local gateways, banks and stablecoins: checkout, payment links, webhooks and reconciliation. From Mercado Pago to USDC with Cosmos Pay.
I want this: Payment integrationsWallets, smart contracts and dApps on Stellar, Solana and EVM chains, focused on security and an experience anyone can use.
I want this: Blockchain productsLibraries, docs and developer platforms so other teams can integrate your product in minutes. Like MacroClickJS: 15,000 downloads in one week.
I want this: SDKs & APIs for developersProcess
You work directly with me, with a clear scope and progress you can try every week.
A 30-minute call to understand the problem, your users and what has to happen for the project to work.
Scope, timeline and budget in writing before a single line of code is written.
Weekly deliveries with real progress you can try and comment on.
Production deploy, documentation and support after launch.
Projects
Payment gateway for LATAM
Payments infrastructure for developers: payment intents, webhooks, stablecoins and fiat ramps, settling in seconds for fractions of a cent.
Cross-platform non-custodial wallet
A Stellar wallet shipped as a browser extension, Android app, web and desktop: send, swap and track activity, with your 12 words as the only key.
Multi-bank TypeScript SDK
The evolution of MacroClickJS, the library for Banco Macro’s payment gateway that passed 15,000 downloads in its first week. One client for banking integrations.
Private, replicated on-chain storage
Files encrypted in the browser, sharded with Reed-Solomon and kept by nodes paid for every copy, checked with on-chain storage proofs.
SDKs to build on Arkiv
ArkaCDN turns Arkiv into a content distribution layer; ASide adds profiles, a social graph, feeds, events and 70+ features. Over 1,000 downloads in 3 days.
AI agents that get paid via x402
A self-hosted AI agent orchestrator: register your agents, share API keys and charge per task with x402 payments on Stellar.
Got a similar project?
Let's talkAchievements
Código Alebrije 2026, Mexico City, with Cosmos
Stellar Development Foundation · BAF
ArkaCDN and ASide, open source SDKs for Arkiv
npm · Arkiv Network
Soroban, trustless escrow and product mindset
Trustless Work · BAF
MacroClickJS, an integration for Banco Macro’s gateway
npm · Open source
A conference covered on local radio and TV
DESAFIA · SaltaDev
Free hosting for the winning projects
CloudyCoding · SaltaDev
A global Ethereum hackathon and ETH Argentina: 96 h of code
Ethereum
Open science principles and practices
NASA
Ecosystems & communities
Contact
If you have a project, a payment integration or an idea you want to validate, write to me. I'll reply within 48 hours.
Message sent!
Thanks for reaching out. I'll reply within 48 hours.
Message sent!
Thanks for reaching out. I'll reply within 48 hours.